Shop Pay 4 Easy Payments


Shop Pay allow customers to Buy Now and Pay Later, by splitting their purchase into 4 easy Installment Payments. have the option to pay for orders between $50 and $3,000 USD, including discounts, shipping and taxes, in 4 installments.

You will see the Shop Pay Option at the end of your purchase, at self checkout.

To use Shop Pay Installments, your shipping address must be in the United States.


Adjusting Payments 

You can't adjust the number of installment payments or the price range available for Shop Pay Installments.


Credit scores and eligibility

Your credit scores aren't affected if you use Shop Pay Installments. However, if you don’t pay an installment, or you make a late payment, then your eligibility for making purchases using Shop Pay Installments in the future might be affected.


Fees or penalties For Shop Pay

There are no additional charges, interest rates, or late fees. You can pay your balance off early without penalty. However, if you make a partial payment or late payment, then future applications to use Shop Pay Installments might be affected. 


Affirm is the originator and servicer of Shop Pay installments, but payments are managed in your Shop Pay account. For more information please visit: